Financing Made Fast and Easy. Hit the road with a low-interest loan.

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

LightStream, the nation’s premier online consumer lender and a division of SunTrust Bank, offers fast and easy low-interest financing for the vehicle of your choice. Get rewarded for your good credit with low rates, no fees and no hassles, making you a cash buyer and title owner from the start.

Good credit deserves a great rate.

Good to excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That’s what LightStream delivers, so you can get your car without breaking your budget

Become a cash buyer and own your car outright.

Forget lienholder paperwork – the LightStream loan makes you a cash buyer, so you own the car outright. Your name will be on the title from the start, with no liens and no collateral required.

Easy online process puts you in control.

Apply in minutes with LightStream’s easy online application and get a used car loan from $5,000 to $100,000 with flexible terms that you choose, so it works best for you.

Get your funds, fast

When you fill out your application and complete all of your loan information by 2:30 p.m. EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply!

The process is easier and faster than you can imagine!

Click below to apply.You will receive a response shortly during business hours.

Complete LightStream loan application; watch your email for updates.

Funds are deposited directly into your bank account. Buy with cash!

Apply below with LightStream's hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you

LightStream plants a tree with every loan. Your loan makes a difference!

All loans are subject to credit approval by LightStream.

2020 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation.
All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.